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Are you thinking about:  acquiring a business, starting up a business or ​expanding your business?    

Using SBA financing is a great solution. Low down payment, long term (10 to 25 years), a collateral shortfall is acceptable.  

BUT, pursuing SBA financing, without the right advisor can be like navigating a minefield. 

Learn more about our services. Or schedule a free consultation call to learn how we can help you. 

Man thinking at a desk with a laptop and notebook.

We help small business owners and entrepreneurs navigate each stage of the SBA loan process — from assessing eligibility and lender viability to preparing a loan package that stands out to SBA-approved lenders. By combining financial insight with direct lender relationships, we make the complex SBA journey clear, strategic, and achievable.

Common Questions and Concerns that SBA Borrowers have

  • I need to understand SBA:  Programs, Loan Process, Terms, Eligibility Criteria, Credit Criteria, Timeline.

  • What is the largest SBA Loan I qualify for?  

  • What’s my down payment requirement?

  • What about Seller Notes?

  • Who is the Best SBA Lender for my loan request?  (Every SBA Lender has unique pros and miserable cons).

  • What information do I need to provide to apply for an SBA loan?  

  • How do I best position my loan request for an SBA loan approval?  (What are SBA Lenders looking for?)

  • I need help with an SBA compliant  Projection/Business Plan.  (What are SBA Underwriters looking for?)

Applying for an SBA Loan, in many ways, is like trying to win a complex legal case. 

You will need an excellent and experienced lawyer who can not only help you navigate the judicial system but, build your complex case in a compelling way.  

Engaging Small Business First is analogous to engaging that excellent and experienced lawyer.  An SBA Underwriter/ Approver is similar to a Judge.

Learn more about our services. Or schedule a free consultation call to learn how we can help you. 

Happy underwriter impressed with the application.

This is how we want the SBA Underwriter/ Approver to look after reviewing your compelling SBA loan request.

Testimonials

READ OUR CLIENT SUCCESS STORIES

Happy new business owners at their grand opening event.

Jeff’s professionalism, insight, and dedication made him an invaluable partner in positioning our business for success.

— Ram Perumal,
Central Kitchen

Jeff took the draft I had created and transformed it into a professional, SBA-ready package. 

What impressed me most was  his ability to anticipate what the underwriters would need to see, particularly around justifying start-up and ramp-up working capital.

— Patricia Herford,
The Connected Mind

I am pleased to share that revenue is trending in line with projections, our customer base has expanded, and feedback has been overwhelmingly positive—outcomes that were strongly influenced by the sound business planning Jeff helped put in place.

—  Donna McKelvey,

Le Village Marche

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